Attention homeowners in the Denver Metro Area: Get an Appraisal today!

See the top seven reasons why CO homeowners order from The Residential Appraiser:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge your county's assessment of your property value
To cut their mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate.

Own a house in the Denver metro area and need help determining the price of it?
Contact The Residential Appraiser.

We at The Residential Appraiser understand the unique needs of a consumer after appraisal services. Our regular business clients get the appraisal process and the usual documents we provide. As our non-traditional client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at The Residential Appraiser, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping customers just like you delete unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that's declining. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from The Residential Appraiser is your strongest weapon.

Recently got a freeze your HELOC?

If your house is close to a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. The Residential Appraiser can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from The Residential Appraiser can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.